Whether for individual, family or corporate needs, Fiscal Dynamics has relationships with dozens of carriers to provide appropriate life insurance solutions. For clients who have existing permanent policies, we offer a “Life Audit,” which takes an accurate, objective look at existing life insurance coverage. Because of ongoing changes in underwriting, mortality tables and product design, the audit could uncover ways to help lower premiums, increase coverage, strengthen guarantees, add long-term care protection and accumulate greater cash value.
Life Insurance
Looking for a simplified way of learning about life insurance, getting quotes, and applying for coverage? We take pride in providing a faster, better, and easier life insurance experience for you and your loved ones. In just ten minutes, you could qualify for a policy that could protect your family for decades.
Introducing Ethos - get peace of mind for the price of a nice dinner.
Our 100% online process means all you have to do is answer a few health questions instead of setting up medical exams and blood tests. What traditionally took weeks can now be done in minutes, giving you more time to focus on what matters – the reason you bought life insurance in the first place.
Because of our expedited process, most customers enjoy same-day coverage. That means you can go from applying to protecting your family in a matter of minutes. That’s how easy life insurance with Ethos is.
You can tailor your policy to fit your budgets and your needs because we believe that life insurance isn’t a one-size-fits-all solution for your family. Get the policy that’s best for your family today.
You don’t need to talk to an agent – unless you want to. Our agents are experts in finding you the coverage that best suits your family’s needs.
One monthly payment. All the peace of mind.
Every policy we offer includes level premiums, meaning your rate will never increase during your term. It’s kind of like a monthly subscription that promises your family financial protection in case something happens to you. And you can’t put a price tag on that kind of peace of mind.
Ethos has streamlined the application process with predictive modeling and proprietary technology to make it easier for customers, and we leave the actual insuring to the industry giants that have paid out billions of dollars in claims.
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Take the first step towards protecting your family and apply for life insurance online with Ethos—with no obligation. It's free and won't affect your credit score.