About Us
Fiscal Dynamics, LLC, founded by George Polizos in 2001, has a reputation for excellence in providing retirement income strategies, life insurance, healthcare solutions and long-term care protection to individuals, families and corporations. We are proud to be the first choice and trusted source for these services.
For Businesses
We work with a dedicated team of CPAs and attorneys that provides informal business valuations at no cost to clients. Determining the value of a business is essential to making decisions about exit or succession planning, business protection, survivor income, wealth transfer, income protection or non-qualified supplemental retirement income. If applicable, reviews of buy-sell agreements are provided at no charge to ensure they are properly structured, have appropriate funding mechanisms in place, include a valuation methodology that would pass muster with the IRS and, in general, are keeping pace with the owner(s) expectations and intentions. To the extent that insurance offers a solution to the issues that arise out of the valuation and document reviews, we work with multiple carriers and have no financial incentive to recommend one over another. The bottom line: Fiscal Dynamics puts business owners in a better position to convert business revenue into personal wealth in the most tax-advantaged ways possible.
For Individuals and Families
We focus on four broad issues that individuals and families face:
- How will my spouse and those who depend on me survive financially if I’m not here?
- How will I or my family members pay for a major medical event? Are there affordable options?
- If I or my spouse needs long-term care, how do I make sure I’m not a burden to my children? How can I make sure I have choice and control over where I or my spouse receives care? What ways are there to protect my income and assets?
- How can I create a plan for guaranteed retirement income?
Testimonial
There’s no better compliment than receiving an endorsement from a client who is a banker and certified financial planner.
"George was an exceptional professional from our first meeting to signing the acceptance form for our policy. Mr. Polizos was very patient with my many questions. He is an exceptional educator in the field of long-term care. Equally, but perhaps more importantly, George was NEVER "pushy". Instead, he took the time to ensure that we investigated multiple policy options, several insurance companies, guided us with questions to consider for our particular family situation. I would (and will) highly recommend my friends to George in the future!"
-Ken M.
About George Polizos
Long-term care education has been George’s focus since he began his career with John Hancock in 1996. He has shared his personal experience and conviction with hundreds of families to take the important step of owning long-term care insurance. George understands the financial and emotional stress that caregiving can place on a family. Whether the issue is long-term care, life insurance, healthcare solutions or how to create guaranteed income for life, George provides guidance with plan design and does side-by-side comparisons among multiple carriers. Over the course of his career, George has broadened his business focus to include life insurance for personal and business needs, individual and group health insurance and fixed annuities to provide immediate or deferred income.
George is on the Board of Advisors for AALTCI, the industry’s voice in promoting the need for long-term care planning and is certified to represent Virginia’s LTC Partnership Program. He works closely with attorneys, accountants and financial advisors to meet their responsibility in addressing long-term care with their clients. A native of Norfolk, Va., George has an M.B.A. from the College of William & Mary. He did his undergraduate studies at Washington & Lee University.